Written by ECHO | Sep 10, 2026, 2:07:19 PM
An ICHRA administrator supporting hundreds of employers today may see volume accelerate in just a few enrollment cycles. Large employer ICHRA adoption grew 39% between 2025 and 2026. At that growth rate, the payment partner you sign this year gets tested by volume you haven't hit yet. This guide has the questions to ask before you sign, and the criteria to hold every vendor to.
Inside This Guide You'll Learn:
- How to evaluate a payment partner's proven scale against the growth curve your platform is underwriting toward
- Why banking relationship depth decides whether a funding pull, a mid-year sub-account change, or an FDIC coverage request becomes a support ticket or a non-event
- What a production-ready API needs to cover across the full ICHRA lifecycle, from enrollment through mid-year carrier changes, termination, and reconciliation T
- he six criteria that separate payment infrastructure built for ICHRA from a feature added onto a broader benefits platform How to protect a January 1 open enrollment deadline when choosing a payment partner
- How ECHO's Premium Payment Manager™ answers each criterion, built on nearly 30 years of payment infrastructure
Read this before your next ICHRA vendor conversation, and you'll walk in with a checklist your current partner, or your next one, has to answer to. That checklist catches infrastructure gaps in a sandbox, before employers ever see them. Download the full buying guide below.